Services

Commercial and Business Insurance

Delaware business insurance may seem complicated to some. Our goals is to eliminate the complexity by consulting with our clients in order to make the process of efficiently selecting, obtaining and managing their insurance coverages. Our goal is to provide insurance that will protect your bottom line profitability. To do this, we assist in finding the most affordable, yet comprehensive coverage for the often unexpected risks associated with natural disasters, lawsuits, employee injuries, and more. Some policies are required by state law, including workers compensation, unemployment, and disability insurance. Then in order to complete a business’ insurance portfolio, we assist in selecting from among the following options (as needed):

•  Business Owners Policies (BOP)
• General Liability
• Errors & Omission
• Commercial Auto
• Commercial Property
• Professional Liability
• Group Health Insurance
• Medicare Supplements
• Medical Malpractice Insurance

Mid State Insurance is focused on providing affordable, comprehensive business coverage, specifically tailored to each situation. Call today for a free consultation, policy review, or with any specific questions.

Homeowners and Renters Insurance

Homeowners need to carefully consider and balance their policy coverages and deductibles, in order to ensure that they protect their most valuable investment. Structural coverage is usually needed to protect your home and its contents from fire, smoke, lightning, wind, hail, frozen plumbing, theft, explosion, vandalism, winter roof collapse, and possibly other risks.  Your agent can help in selecting the best policy for your home and personal property.

Automobile Insurance

Car insurance needs can vary according to many factors. Check with us about specific coverages, discounts, and other factors that can not only save you money, but to ensure that your coverage is adequate protection against loss. Stay ahead of the curve and changing requirements by contacting us in Milford or Felton for personalized assistance in new policies, review of existing policies, and any general questions.

Boat Insurance

In Delaware, boat ownership is very popular, due to easy access to Delaware’s bays, canals rivers and the Atlantic Ocean. Current and prospective boat owners need to carefully consider their insurance options, due to the investment and for protection against various catastrophic situations, that could face anyone who owns a boat. Although boat insurance is not required according to Delaware law, mitigating possible risks of boat operation and ownership will make reasonable sense to most owners.  Mid State Insurance can assist is selecting the best coverage for your specific needs.